Switzerland may be in the heart of Europe, but it is not in the European Union.
This means there are a few things you need to watch out for. Things that can trip you up big time if you are not careful>
Can You Use Euros In Switzerland?
The Swiss Franc (CHF) rules here, and while you can sometimes spend Euros, it often comes with a nasty catch.
First let’s look at where you can use Euros in Switzerland:
- Big shops and department stores
- Major cities and tourist towns
- Popular museums and attractions.
Just be aware that it is not a great idea to use Euros in Switzerland because there are also a few downsides.
Downsides Of Using Euros In Switzerland
Before you use your Euros in Switzerland, consider these nasty downsides:
- You will be given change in Swiss Francs, which might not help if you are heading back to Europe
- They will use a very horrible exchange rate, so you will lose a lot of money
What To Do Instead Of Using Euros In Switzerland
Instead of using Euros in Switzerland, I would do any or all of the following instead:
- Use your credit card to make all your purchases and payments (it is rare they are not accepted, except Amex)
- Get some Swiss Francs cash from an ATM with your home debit card or, worst case, credit card (often less favorable)
- Get an account and credit card from Wise.com, which has the best rates and free cash withdrawals from ATMs (I use them all the time when I travel).
where can you exchange currency? are banks give you good rates or hostels or is there currency exchange shops in Zurich or in big towns from USD to CHF?
There is a money center in the main train station.